Discovery
A long conversation about the whole of it: the income, the assets, the business, the family, the giving, and what you actually want this money to be for.
A CFO for
your family.
Every successful company has a CFO making sure the money serves the mission. Most successful families don't. Family CFO is that role for your household: one team coordinating your tax, investments, giving, and planning, so you are not the one holding it all together.
The goal is not just a bigger balance, but a financial life you can steward with a clear conscience.
How we work
Becoming your household's CFO is a relationship, built in four stages and then kept running for the long term.
- 01
- 02
Map the picture
We assemble everything in one place — net worth, cash flow, tax, investments, estate, and risk — so the gaps and the opportunities are finally visible at a glance.
- 03
Build the plan
A written, proactive plan that coordinates every piece and every advisor: your CPA, your attorney, your planner, all working from the same page.
- 04
Ongoing coordination
One team and one number to call, on a regular cadence, so the plan stays current as life changes and nothing falls through the cracks.
What your Family CFO handles
The whole of your financial life, coordinated by one team instead of carried by you.
Your whole picture, in one place
Net worth, cash flow, and a household balance sheet kept current, so you always know where you stand without assembling it from ten logins yourself.
Proactive tax, planned and filed
Year-round tax planning and the preparation to match, under one team, so April is a number you decided on rather than a number that happens to you.
Investment management
Fee-only, fiduciary management coordinated with the rest of your plan, and aligned with your values for families who want it.
Equity comp & big transitions
RSUs and options, a business sale, an inheritance, a windfall: the moments with the highest stakes and the shortest planning windows, handled on purpose.
Estate, risk & protection
Estate documents coordinated with your attorney, and life, disability, and umbrella coverage reviewed, so the plan holds together when life does not.
Generosity & "how much is enough"
A structured giving plan and an honest answer to the question underneath the whole thing, so you can provide well and give freely with a clear conscience.
One team for the whole picture.
A typical advisor manages one sleeve of your money. A Family CFO coordinates all of it — tax, investments, estate, risk, and giving — proactively, and on a fee-only basis with no commissions or product incentives. You stay in control; we keep it all moving in one direction.
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One team
Tax, investments, estate, giving
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Fee-only
No commissions or product incentives
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You decide
We coordinate, you stay in control
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Proactive
A living plan, not an annual meeting
You became the CFO of your household by default.
You have done well. The income is strong, the assets are growing, and the life behind them is full: maybe a business, equity compensation, real estate, kids and college, aging parents, real giving. And somewhere along the way you became the CFO of your own household by default, doing the job at night and on weekends, hoping you are not missing something expensive.
The ultra-wealthy solve this with a family office: a dedicated team that holds the whole picture so nothing falls through the cracks. Everyone else is left to stitch it together from a CPA who files in the spring, an advisor who manages one account, an attorney they saw once, and a drawer full of statements. The pieces exist. Nobody is coordinating them.
Family CFO is that coordination, brought within reach: your CPA, your planner, and your convictions on one team, finally working from the same plan.
Common questions
How is a Family CFO different from a financial advisor?
A typical advisor manages your investments. A Family CFO coordinates your entire financial life: tax, investments, equity comp, estate, risk, giving, and the other professionals you work with. It is the difference between someone who manages one sleeve of your money and a team that quarterbacks the whole picture.
Is this just a family office?
Same idea, different scale. A traditional single-family office is built for the ultra-wealthy, often $30M and up, and is priced accordingly. The Family CFO brings that same integrator role to successful families who have real complexity but are not ultra-high-net-worth.
Who is it for?
Successful professionals, business owners, and families whose financial life has outgrown a do-it-yourself approach and a once-a-year CPA: strong income, growing assets, and more moving parts than any one person should have to track in the margins of a busy life.
Do you take over my accounts and pay my bills?
You stay in control. Our core role is to see the whole picture, plan proactively, and coordinate your advisors, not to take your money out of your hands. Day-to-day bill pay and cash management can be added as an option for families who want it, but it is not required. We define together exactly what falls inside the engagement.
How is it priced?
Fee-only and transparent. The Family CFO service is a flat annual fee for the coordination and planning, alongside our standard fee for any investments we manage. You see exactly what you pay, there are no commissions or product incentives, and we walk through the numbers before you ever commit.
How does the relationship work?
It is an ongoing relationship with a regular cadence and a written plan, not a once-a-year meeting. You get one team and one point of contact for the whole of your financial life.
Is it faith-based?
Faith is woven in, never forced. We plan around your convictions and treat your wealth as something you are stewarding, not just something you own.
"By wisdom a house is built, and by understanding it is established."
A fifteen-minute call is enough to know if we are a fit. We won't pressure you into a second meeting if the answer is no.
Schedule a discovery call