Assessment
We start by learning the business: the model, the margins, the decisions on the horizon, and where the current numbers are letting you down.
A finance leader,
without the full-time cost.
Growing businesses and ministries need financial clarity — cash-flow forecasting, board reporting, KPI dashboards — long before they can justify a full-time CFO. We bridge that gap.
Most growing organizations have the bookkeeping handled and the taxes filed — but no one looking forward. That forward view is the work.
How we work
A fractional CFO is a relationship, not a project. We build the rhythm in four stages and then keep it running.
- 01
- 02
Monthly close & report
We establish a real monthly close and a clear report, so every decision rests on numbers that are current and true rather than months stale.
- 03
Forecast & advise
We build the cash-flow model and the budget, then sit with you for the calls that matter — hiring, pricing, expansion — so you lead with instruments, not instinct.
- 04
Strategic partnership
An ongoing rhythm of working sessions and board-ready reporting, scaled to what you need, with availability for the decisions that come up in between.
What a fractional CFO does for you
The forward-looking finance work a bookkeeper is not there to do.
Monthly close & reporting
A real monthly close and a clear report, so you are making decisions on numbers that are current and true rather than three months stale.
Cash-flow forecasting
Forward-looking cash-flow models and scenarios, so you can see the squeeze coming and act early instead of reacting late.
Board & stakeholder reporting
Clean reporting packages for your board, lenders, or stakeholders, in language they understand and trust.
KPIs & dashboards
The handful of numbers that actually drive your business or ministry, tracked in a dashboard you will use.
Budget & strategy
An annual budget and the financial side of strategic decisions: hiring, pricing, expansion, and the trade-offs between them.
Financing readiness
Coordination with banks, investors, and grantors, so when you need capital your numbers are ready and your case is strong.
Forward-looking finance, in a steady rhythm.
A bookkeeper records what happened. We model what's coming — cash, budget, and the trade-offs behind every big decision — and report it in language your board and lenders trust.
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Monthly
A real close, every month
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Forward-looking
Forecasts, not just history
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Board-ready
Reporting stakeholders trust
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Integrated
Coordinated with your tax team
Tools & partners we use
Lead with instruments, not instinct.
Most growing organizations hit the same wall. The bookkeeping is handled, the taxes get filed, but no one is looking forward — modeling the cash, pressure-testing the budget, telling you what this quarter is really setting up for the next one. The result is decisions made on gut feel and surprises that a little foresight would have caught.
That forward view is the work. We close the month, build the forecast, report it plainly, and sit with you for the calls that matter, so you can lead with instruments instead of instinct.
When payroll is part of the picture, we run it on Gusto, including the clergy-specific details, like the housing allowance, that general payroll tools tend to get wrong.
Common questions
What exactly is a fractional CFO?
Financial leadership without a full-time hire. You get the strategic, forward-looking perspective of a senior finance person for a fraction of the cost and commitment of a salaried CFO.
How is this different from my bookkeeper?
A bookkeeper records what already happened. A CFO looks forward: cash flow, pricing, budgets, and the decisions the numbers are pointing toward. Most growing organizations need both, and the gap between them is where we sit.
Do I actually need one?
If you are making real decisions about hiring, pricing, financing, or growth and feel like you are flying without instruments, probably yes, long before you can justify a full-time CFO.
How does the engagement work?
It is a steady rhythm rather than a one-off project: a monthly close and report, regular working sessions, and availability for the decisions that come up in between. We scale the cadence to what you need.
Do you serve ministries too?
Yes. Churches and larger ministries have the same need for forward-looking finance leadership, with their own rules layered on top, and we know that terrain well.
"Suppose one of you wants to build a tower. Won't you first sit down and estimate the cost?"
A fifteen-minute call is enough to know if we are a fit. We won't pressure you into a second meeting if the answer is no.
Schedule a discovery call